Showing posts with label housing grants. Show all posts
Showing posts with label housing grants. Show all posts

Saturday, April 10, 2010

Section 8 Rental Assistance

The Housing Choice Voucher Program (also known as Section 8) utilizes the existing private rental market in your state to provide decent, safe and sanitary housing opportunities for low-income families, elderly, handicapped and disabled persons at an affordable cost.

Under Section 8 policy, rental help is available in your state - you can find affordable rentals and special needs housing, get help with your utility bills, and more, all with the help of federal funds available thru the U.S. Department of Housing and Urban Development (HUD).

You can use these funds to rent a house of your choice including your current place of residence, single-family homes, townhouses and apartments. You are not limited to public housing projects. Under certain circumstances, if authorized by the Public Housing Authority (PHA), a family may use its voucher to purchase a home.

If you are looking for financial aid to help pay for rent for you or your family, the best place to search for a Section 8 rental assitance is online. A simple search for "Section 8 housing" should pull up a number of websites that can tell you how to apply for a housing grant. The housing authority in your region can provide a list of properties in which the landlord has agreed to accept Section 8 housing vouchers.

Over 4 million households and individuals are currently receiving rental assistance with Section 8 grants. With job insecurity and unemployment, all of us could use assistance in financing rent. Do yourself a favor and find free money to help pay for your home through Section 8 housing grants.

Housing Grants For Minorities

If you are an American citizen from a minority group, chances are you are less likely than non-Hispanic whites to own your home. The U.S. Department of Housing and Urban Development is dedicated to providing funds and grants to assist homeownership for minority families.

Housing incentives are an important part of the economic growth plan of every state in the nation. Besides money grants, incentives include subsidized rates on loans, government backed mortgages, assisted housing plans and rental subsidizes .

With the current economic crisis, and many people cannot afford downpayments and closing costs on a house, which are paid in cash. It has become increasingly harder to secure a mortgage or a loan from commercial banks.

Since a common barrier to owning a home for many low-income people is the lack of funds to make a down payment, HUD’s American Dream Downpayment Initiative (ADDI) provides low- and moderate-income citizens from minority groups with funds needed to purchase their first home. In this respect, HUD Grants have already helped thousands of Americans, nearly half of whom were minority families, make the dream of owning a home - a reality.


If you are looking for financial aid to fund your first home, or for fixing up your current one, the best place to search for a housing grant is online. A simple search for "housing grants for minorities" should pull up a number of websites that can tell you how to apply for a housing grant. If you find the information you are getting is confusing, not what you expected, or you don't know where to start, don't worry. There are grant kits available that have already done the hard work for you.

Grant kits make applying for housing grants a simple process. With new home mortgages being limited, all of us could use assistance in financing a new home. Do yourself a favor and find free money to help pay for your home through housing grants.

Friday, April 9, 2010

Housing Grants

ABOUT HOUSING GRANTS FOR U.S. CITIZENS

If you dream of buying your first home, or repairing your own home, housing grants are exactly what can make those dreams come true, even in this current financial crisis. If you, like many Americans, find that owning a home continues to remain out of reach, then housing grants are for you. That's why billions are available for renters, home mortgage and housing assistance.

Even though these grants and loans from both federal sources and private institutions have been around for a while, many Americans have only recently become aware of these funding options.

Government housing grants can be either direct money in your pocket, or indirect financial aid such as mortgage guarantees and subsidized loans. This gives people with little to no starting capital access to secure mortgages.

Every US Citizen is entitled to apply for federal housing grants, but some grants are designed for people with certain criteria such as single-mother households, minority groups, people benefiting from student grants or low income families. If you belong to one of those groups, there is extra grant money available for you.

If you are looking for financial aid to fund your first house, or to fix up your current one, the best place to search for a housing grant is online. A simple search for "housing grants" should pull up a number of websites that can tell you how to apply for a housing grant. If you find the information you are getting is confusing, not what you expected, or you don't know where to start, don't worry. There are grant kits available that have already done the hard work for you.

Buying a house is probably the most expensive purchase you will make in your lifetime. For more and more families, saving the money for a down payment is the biggest obstacle to homeownership. Grant kits make applying for housing grants a simple process. With new home mortgages being limited, all of us could use assistance in financing a new home. Do yourself a favor and find free money to help pay for your home through housing grants.